SUMMARY OF COVER FOR OUR HOME INSURANCE PACKAGES
ESSENTIAL COVER
This is a basic home insurance package normally arranged
through a Spanish insurer. It meets the needs of those
clients who are required to have insurance to cover a
mortgage or for those who require a “no frills”
package. Generally the
package includes:
-
Buildings cover
-
Contents cover when
requested
-
Third party liability
cover
-
Other covers can be
included at additional cost such as accidental
damage cover
-
Payment by direct
debit or bank transfer
As with many Spanish home insurance
policies these policies are not the same as a
policy you may expect to find in the UK and if you are
thinking of covering items outside of the home we
recommend you discuss your requirements with us first.
INTERMEDIATE COVER
This is a policy from a British Company and underwritten
by Lloyds of London. The features within this package
include:
-
Buildings cover
-
Contents cover when
requested
-
Accidental damage
cover when requested
-
All risks cover when
requested
-
A full English
speaking support team
-
Policies in English
-
All communication in
English
-
Back-up by highly
experienced Expatriates
-
Earthquake cover
included
-
Up to 5 years no
claims discount
-
Optional additional
covers available
-
Competitive premiums
-
Easy ways to pay –
Debit/credit card issued in any Country or bank
transfer
SUPERIOR COVER
This is also a policy from a British Company and
underwritten by Lloyds of London. The features within
this package are the same as those within the
INTERMEDIATE
COVER PACKAGE
but the
SUPERIOR
package can include many other covers as optional
extras, such as:
-
Gardens including
trees and shrubs
-
Spas and Jacuzzis
-
Bicycles
-
Solar installations
-
Golfing equipment
-
Money and credit
cards
-
Gym equipment
-
Collections
-
And many other
personal objects
